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STK Finanzen solutions portfolio

Financing offers designed for your real goals

Each solution combines speed of execution, clarity of terms, and expert support so you can move forward with confidence.

Personal loan

Personal loan

To finance your life projects without complex guarantees, with a clear framework of monthly payments and duration.

  • Indicative amount: 1,000 EUR to 75,000 EUR
  • Flexible term based on your repayment capacity
  • Quick simulation and accelerated preliminary response
Frequent uses: renovations, wedding, studies, equipment.
Main advantage: simple setup with personalized follow-up.
Business credit

Business credit

A growth lever for equipment, cash flow, and commercial expansion with strategic framing.

  • Indicative amount: 5,000 EUR to 500,000 EUR
  • Structuring adapted to the business cycle
  • Deferral option depending on the project
Frequent uses: CAPEX, working capital, network development.
Main advantage: expert contact to manage the structuring.
Mortgage loan

Mortgage loan

Complete support for primary residence, rental investment, or real estate restructuring.

  • Long term to adapt the monthly effort
  • Optimization of overall cost and insurance
  • Transparent overview of steps and timelines
Frequent uses: purchase, investment, renovation.
Main advantage: global view of risk, monthly payment, and equity.
Auto financing

Auto financing

Flexible solutions for new, used, and utility vehicles with controlled monthly payments.

  • Structuring adjustable to usage and budget
  • Personalized repayment term
  • Quick comparison of financing options
Frequent uses: personal and professional use.
Main advantage: fast activation after file validation.
Wealth advisory

Wealth advisory

Structured advice to build, protect, and transfer your wealth coherently.

  • Personalized analysis of your situation
  • Allocation strategy and tax optimization
  • Regular monitoring of long-term objectives
Frequent uses: diversification, retirement planning, transfer.
Main advantage: dynamic allocation according to cycles.
Debt consolidation

Debt consolidation

Regain control of your budget by consolidating your payments into a clearer structure.

  • Simplified monthly management
  • Potential charge reduction depending on the file
  • Progressive rebuilding of savings capacity
Frequent uses: consolidation of existing loans.
Main advantage: better long-term budget visibility.

Our working method

A short and effective process to go from need to solution.

01

Diagnosis

Assessment of the need, constraints, and repayment capacity.

02

Structuring

Building a detailed proposal with multiple scenarios.

03

Validation

File assembly and management of administrative steps.

04

Implementation

Activation of financing and post-deployment support.

Our service guarantees

Clear commitments for a lasting relationship.

48hfor an initial orientation
100%cost transparency
1dedicated contact per file

Let's build the solution for your project

Speak to an advisor for a quick assessment and a clear proposal.

Pre-meeting checklist

  • Target amount and repayment horizon
  • Proof of income and expenses
  • Information about your project
  • Any deadline constraints